Year: 2026

GTA Multifamily Up 244% as Ontario’s Rental Shortfall Grows: What Investors Are Missing

Addy Saeed and Ribhu Rampersad break down six real estate stories shaping Ontario and the GTA, focusing on inflation, a housing recovery, multifamily deal volume, and overlooked private credit risk. July CPI hit 3% but core inflation held near 2.2%, rent inflation eased to 2.5%, and CIBC expects no Bank of Canada rate change until around mid-2027, so they warn against underwriting rate cuts or aggressive rent growth. RBC data shows Canada’s resale recovery is supply-driven as listings fall (Toronto new listings down ~18% YoY), with Ontario initiating a slow bottom while other regions cool. They flag $500B of Canadian exposure to private credit and note real estate funds like Trez Capital, Centurion, and Avenue Living have limited withdrawals. Vaughan’s proposed $697.2M infrastructure-linked development charge cuts are conditional. GTA multifamily transactions reached $2.4B in H1 2026 (+244% YoY), while Ontario still faces a 121,000-unit rental shortfall by 2036 amid expiring incentives.

00:00 GTA Investing Paradox
00:47 Inflation Rates Backdrop
02:53 Ontario Housing Recovery
05:43 Private Credit Liquidity Risk
08:49 Vaughan DC Relief
10:50 GTA Multifamily Buying Spree
12:44 Ontario Rental Shortfall
15:54 Wrap Up Disclosures

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Source:
https://www.podbean.com/eau/pb-muhcf-1b588ff

GTA Multifamily Up 244% as Ontario’s Rental Shortfall Grows: What Investors Are Missing
 
Addy Saeed and Ribhu Rampersad break down six real estate stories shaping Ontario and the GTA, focusing on inflation, a housing recovery, multifamily deal volume, and overlooked private credit risk. July CPI hit 3% but core inflation held near 2.2%, rent inflation eased to 2.5%, and CIBC expects no Bank of Canada rate change until around mid-2027, so they warn against underwriting rate cuts or aggressive rent growth. RBC data shows Canada’s resale recovery is supply-driven as listings fall (Toronto new listings down ~18% YoY), with Ontario initiating a slow bottom while other regions cool. They flag $500B of Canadian exposure to private credit and note real estate funds like Trez Capital, Centurion, and Avenue Living have limited withdrawals. Vaughan’s proposed $697.2M infrastructure-linked development charge cuts are conditional. GTA multifamily transactions reached $2.4B in H1 2026 (+244% YoY), while Ontario still faces a 121,000-unit rental shortfall by 2036 amid expiring incentives.
 
00:00 GTA Investing Paradox
00:47 Inflation Rates Backdrop
02:53 Ontario Housing Recovery
05:43 Private Credit Liquidity Risk
08:49 Vaughan DC Relief
10:50 GTA Multifamily Buying Spree
12:44 Ontario Rental Shortfall
15:54 Wrap Up Disclosures
 
About Your Hosts: Addy Saeed: With over 20 years of experience in the real estate industry, I’ve navigated through the complexities of property investment, development, and management. My goal is to demystify real estate investing for our listeners.  
Web Links Skool Community: https://www.skool.com/learn-invest-manage-3225/aboutGet access to all our tools at learninvestmanage.com

Canada’s Q2 GDP Surprise (3.4%), Ontario Rents Down 5.8%, LTB Arrears Data, Lankin’s Guelph Value-Add & H&R’s $6.7B REIT Breakup

Addy Saeed and Ribhu Rampersad break down a packed Smart Real Estate episode covering Canada’s stronger-than-expected GDP rebound (May +0.3%, June estimate +0.2%, implying ~3.4% Q2 growth), with construction and real estate/rental/leasing posting a fourth straight monthly gain, while warning about revision-prone data and downside risk from trade tensions and new US tariffs. They review Urbanation’s Q2 2026 rent data showing national rents down 4.6% and Ontario down 5.8% year-over-year, alongside a first national vacancy decline to 4.7% after nine quarters of increases and Ontario apartments-under-construction up 4.1%. They share original research on 40,000+ Ontario LTB orders (84% landlord-filed; 58.6% L1 non-payment; 16% ex parte; Toronto area ~30%). The episode also covers Lankin’s 80-unit Guelph acquisition with CMHC financing and a large rent gap, H&R REIT’s $6.7B acquisition/breakup creating a major residential pure-play, and Ottawa’s $1.9B Via Rail fleet renewal excluding the Windsor–Quebec corridor, with Alto HSR flagged as the longer-horizon Ontario catalyst.

00:00 Macro vs Rents Setup
00:34 GDP Growth Breakdown
01:41 Risks and Key Takeaways
02:45 Ontario Rents Slide
03:29 Vacancy vs Supply Signals
04:57 LTB Data Deep Dive
06:58 Guelph Value Add Deal
09:09 H&R REIT Breakup Deal
11:37 Via Rail Spending Signal
12:31 Closing Themes and Wrap
14:01 Disclosures and Disclaimer

Join the Learn Invest Manage Skool Community: https://www.skool.com/learn-invest-manage-3225/about
Get access to all our tools at learninvestmanage.com

Source:
https://www.podbean.com/eau/pb-mf7yx-1b3f1d3

Canada’s Q2 GDP Surprise (3.4%), Ontario Rents Down 5.8%, LTB Arrears Data, Lankin’s Guelph Value-Add & H&R’s $6.7B REIT Breakup
 
Addy Saeed and Ribhu Rampersad break down a packed Smart Real Estate episode covering Canada’s stronger-than-expected GDP rebound (May +0.3%, June estimate +0.2%, implying ~3.4% Q2 growth), with construction and real estate/rental/leasing posting a fourth straight monthly gain, while warning about revision-prone data and downside risk from trade tensions and new US tariffs. They review Urbanation’s Q2 2026 rent data showing national rents down 4.6% and Ontario down 5.8% year-over-year, alongside a first national vacancy decline to 4.7% after nine quarters of increases and Ontario apartments-under-construction up 4.1%. They share original research on 40,000+ Ontario LTB orders (84% landlord-filed; 58.6% L1 non-payment; 16% ex parte; Toronto area ~30%). The episode also covers Lankin’s 80-unit Guelph acquisition with CMHC financing and a large rent gap, H&R REIT’s $6.7B acquisition/breakup creating a major residential pure-play, and Ottawa’s $1.9B Via Rail fleet renewal excluding the Windsor–Quebec corridor, with Alto HSR flagged as the longer-horizon Ontario catalyst.
 
00:00 Macro vs Rents Setup
00:34 GDP Growth Breakdown
01:41 Risks and Key Takeaways
02:45 Ontario Rents Slide
03:29 Vacancy vs Supply Signals
04:57 LTB Data Deep Dive
06:58 Guelph Value Add Deal
09:09 H&R REIT Breakup Deal
11:37 Via Rail Spending Signal
12:31 Closing Themes and Wrap
14:01 Disclosures and Disclaimer
 
About Your Hosts: Addy Saeed: With over 20 years of experience in the real estate industry, I’ve navigated through the complexities of property investment, development, and management. My goal is to demystify real estate investing for our listeners.  
Web Links Skool Community: https://www.skool.com/learn-invest-manage-3225/aboutGet access to all our tools at learninvestmanage.com

Toronto Rents Rising, GTA Listings Falling: What “Tightening” Means for Your Underwriting

Addy Saeed and Ribhu Rampersad break down three data releases pointing to “tightening” conditions across Ontario: a July jobs report showing 75,000 new jobs and 6.4% unemployment alongside cooler wage growth (3% vs. 3.7%), which CIBC says supports a Bank of Canada hold through 2026 into early 2027; national rent growth for a fourth straight month with Toronto up 1.6% MoM in July, annual rents down just 0.6% and listings down ~6% YoY, while Ontario’s 0.6% monthly gain still sits with a 3.7% annual decline and wide sub-market dispersion; and TRREB’s July resale data with sales down 0.9% YoY, new listings down 17.8%, and HPI down 4.6% YoY but up MoM (SA), plus current financing benchmarks (BoC ~2.25%, prime ~4.5%, 5-year fixed ~6.09%) emphasizing underwriting to today’s rates, not anticipated cuts.

00:00 Markets Tightening Overview
00:22 Jobs Report Blowout
00:43 Rates On Hold Implications
01:09 Rental Demand Signals
02:28 National Rents Turning Up
02:57 Ontario Submarket Divergence
03:36 Seasonality And Underwriting
04:29 GTA Resale Tightening
05:03 Financing Benchmarks Reality
05:39 Regulatory Friction Bear Case
07:01 Segment Takeaways And CTA
07:55 Three Themes Recap
08:44 Disclosures And Disclaimer

Join the Learn Invest Manage Skool Community: https://www.skool.com/learn-invest-manage-3225/about
Get access to all our tools at learninvestmanage.com

Source:
https://www.podbean.com/eau/pb-axqmt-1b36ec9

Toronto Rents Rising, GTA Listings Falling: What “Tightening” Means for Your Underwriting
 
Addy Saeed and Ribhu Rampersad break down three data releases pointing to “tightening” conditions across Ontario: a July jobs report showing 75,000 new jobs and 6.4% unemployment alongside cooler wage growth (3% vs. 3.7%), which CIBC says supports a Bank of Canada hold through 2026 into early 2027; national rent growth for a fourth straight month with Toronto up 1.6% MoM in July, annual rents down just 0.6% and listings down ~6% YoY, while Ontario’s 0.6% monthly gain still sits with a 3.7% annual decline and wide sub-market dispersion; and TRREB’s July resale data with sales down 0.9% YoY, new listings down 17.8%, and HPI down 4.6% YoY but up MoM (SA), plus current financing benchmarks (BoC ~2.25%, prime ~4.5%, 5-year fixed ~6.09%) emphasizing underwriting to today’s rates, not anticipated cuts.
 
00:00 Markets Tightening Overview
00:22 Jobs Report Blowout
00:43 Rates On Hold Implications
01:09 Rental Demand Signals
02:28 National Rents Turning Up
02:57 Ontario Submarket Divergence
03:36 Seasonality And Underwriting
04:29 GTA Resale Tightening
05:03 Financing Benchmarks Reality
05:39 Regulatory Friction Bear Case
07:01 Segment Takeaways And CTA
07:55 Three Themes Recap
08:44 Disclosures And Disclaimer
 
About Your Hosts: Addy Saeed: With over 20 years of experience in the real estate industry, I’ve navigated through the complexities of property investment, development, and management. My goal is to demystify real estate investing for our listeners.  
Web Links Skool Community: https://www.skool.com/learn-invest-manage-3225/aboutGet access to all our tools at learninvestmanage.com